By 2030, a major financial services company like Vanguard or Charles Schwab will offer ETFs with an expense ratio of 0.00%.

Damn it, I should have included mutual funds in this prediction as Fidelity announced  on August 1 2018 zero fees on their Total Market and International mutual index funds. There is still plenty of time for this to extend to ETFs as well. Investing is continuously becoming cheaper and more commoditized, this is great news for everyone from your average Joe to your corporate sell out. Let me show you how to take advantage.

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